Transportation Equipment

Delivering on Service

Since our early beginnings in 1952, our focus has been on providing competitive equipment finance products and the highest level of service to our customers, and that is why we enjoy considerable repeat business. We are knowledgeable and passionate about your business. In fact, we have been doing this so long, it is in our DNA.

ENGS is one of the strongest independent finance companies in the U.S. Our robust balance sheet and high liquidity profile affirm our reputation as a financially strong and stable company, while at the same time providing you with the peace of mind in knowing that your financing partner is with you for the “long haul” and is able and dedicated to the growth of your business.

Products

Retail Loan

This is a simple-interest, fixed payment program that locks in an interest rate.
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TRAC Lease

Our Terminal Rental Adjustment Clause (TRAC) lease allows customers to establish the residual value of the vehicle at the beginning of the term.
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Fair Market Value (FMV) Lease

The FMV lease is one of our most flexible finance products.
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Operating Lease

The Operating lease gives the customer the benefits of financing product without taking ownership but recording the accounting benefits related to the lease payments.
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Capital Lease

The Capital lease also know as a Finance lease gives the customer the benefits of financing products with the accounting benefits related to the lease payments.
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Dollar Out Lease

The Dollar Out lease is a popular Finance lease structure which gives the benefits of financing products with the account benefits related to the lease payments.
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